Bankruptcy

Financial trouble can strike anyone. Illness or injury, job loss, divorce and other unanticipated events can devastate families, leaving them unable to pay their bills. Credit card debts can be especially overwhelming due to high interest rates and fees.

Attorney Charmoy has aggressively represented his clients in all manner of bankruptcy matters in hundreds of cases. He has substantial experience representing parties on all sides of bankruptcy cases, including business and consumer debtors in cases under Chapters 7, 11 and 13 of the Bankruptcy Code and secured and unsecured creditors. He also represents parties in bankruptcy litigation, including adversary proceedings, contested matters, and appeals.

If you are deep in debt and finding it difficult to meet your monthly obligations, or if you are in a cycle of making minimum monthly payments without reducing your balances, and especially before you borrow money from family members or take an early distribution from a retirement plan to pay your debts, please contact Attorney Scott Charmoy to learn about your debt relief options, including bankruptcy.

Because we provide bankruptcy services to consumers, among others, we have been designated a Debt Relief Agency pursuant to federal law. We help people file for bankruptcy protection and relief under the United States Bankruptcy Code.